With more than 40 years of mortgage experience, I’ve learned that great lending is not just about rates and programs — it’s about communication, trust, and delivering on promises.

I’ve worked in nearly every part of the mortgage business, giving me the knowledge to solve problems quickly, structure difficult loans, and help clients avoid surprises before they happen. Whether you’re a first-time homebuyer, seasoned investor, or moving into your forever home, my goal is simple: make the process smooth, clear, and stress-free.

My business is built on three core principles:

1. Communicate constantly with everyone involved

2. Set realistic expectations from day one

3. Eliminate surprises before closing

I proudly serve homebuyers, homeowners, and real estate professionals throughout Southeastern Massachusetts and Northern Rhode Island.

Over the years, I’ve built a reputation for being available, responsive, and willing to go the extra mile to get deals done — especially the difficult ones. Condos, self-employed borrowers, unique income situations, renovation financing, VA, FHA, conventional, jumbo, and investment properties — if there’s a solution, I’ll find it.

Outside of work, I’m a husband of 33 years, father of two daughters, Jeep enthusiast, golfer, and someone who genuinely enjoys helping people succeed.

If you’re looking for honest advice, fast answers, and a mortgage professional who treats your loan like it matters, let’s talk.